Senin, 30 Maret 2009

Car Repair Loan - Car Damages Rectified Without Depleting Savings

Have a car, but can’t drive it to work? Do not have a nest egg? Take a car repair loan. Bring a dead automobile back to life.






Insurance Backed Car Repair Loans





Car repair loans can be used to fund not only expensive vehicle repairs and pay for insurance deductibles too. Deductible is to be paid by the owner before the car insurance company pays for repairs. People might need a car repair loan to cover the deductible if they do not have enough money saved to pay for it. Such higher car loan rates can be opted for cosmetic repairs also.





Customized Borrowing





Since there are many programs for car repair loans, one should choose the right one to meet specific needs. Borrowers need to be aware of their credit ratings and whether they qualify for prime rate or will have to pay sub-prime rates.





The loan will be for $2000, which should be repaid within 12 to 24 months or earlier to avoid accumulated interest. Initially reserve fund should be used to pay for repairs, then to make up the balance, a car loan should be preferred.





Where And When To Avail A Repair Loan?





Cars are expensive to buy, expensive to operate, and expensive to fix so you sometimes need a car repair loan. Even for AC repair also a car repair loan is the best solution. Incase of accidents, if insurance policies are also insufficient car repair loans are helpful to a great extent.





Certain companies offer overnight loans on application. First time customers are given their first car repair loan at no added service free.





Credit And Car Loan





Higher credit scores lead to low interest rates. Even if your credit history is bad and only a higher interest rate is available, after improving credit history, refinanced car loan rate will have a lower interest rate.





About the Author:

A car repair loan are to recover the vehicle and to make it functional but not for the cosmetic repairs. Only if the deductible cannot be afforded for the person, higher car loan rates can be availed. The program will help the borrower find a coverable low interest car loan if credit history is good. Refinance car loan rate after improving your credit score with timely repayments.

Article Source: http://www.articlesbase.com/finance-articles/car-repair-loan-car-damages-rectified-without-depleting-savings-300007.html

Author: Apurva Shree

Rc Gas Cars

Gas powered RC cars are among the most powerful, exciting and quickest of all the radio controlled cars. Gas RC cars are intended to run on gas that is referred to as “nitro” or “glow fuel”, and these nitro RC cars bring a degree of style and operation that the bulk of gas RC cars and trucks cannot "hold a candle to."

It is essential to shop carefully for gas RC cars as there are two different types of gas powered RC cars - kits and RTR or "ready to run". Purchasing RTR gas rc cars will most likely allow the RC car or truck to be taken out of the box and on the track in no time. Loads of gas powered RC car enthusiasts get pleasure from building their own car providing a great sense of accomplishment. It may be a beneficial plan to acquire some skill and experience by using RTR gas RC cars first, then after gathering a basic knowledge of the different components of gas rc cars, build a gas rc cars kit.

As with any style of gas RC cars, the engine is an essential element in determining the speed and performance of the vehicle. There are a variety of gas engines offered for gas powered RC cars, but most of the time they will come loaded with whats called “glow engines”. The glow engine is essentially a two cycle internal combustion engine able to offer the control and speed that makes the difference in winning or losing in the world of RC car racing.

The kind of fuel put in the your gas powered RC cars is a fundamental component in the performance of the vehicle. It is imperative to use only the fuel recommended by the gas RC car maker. The manufacturer's individually designed fuel mixtures are engineered for providing the power and speed necessary and at the same time shielding critical engine workings from breakdown.

Another essential element of the gas powered rc cars is the radio as rc cars use the identical two channel radio system used by all RC cars. If purchasing a RTR or "ready to run" kit, the radio should be included but buying a "build it yourself" kit the radio usually is needed to be supplied seperately. Whichever approach you choose keeping extra batteries and an AC charger on hand is essential. Additional battery packs charged and ready will enable the runinng of the gas RC cars for longer periods of time for uninterrupted fun.

Used Car Vs. New Car

Buying anything for the initial time without really knowing the value of it might cause you to pay excess than the actual price. The same goes when buying a first car. It is secondary whether you by a new car or a used car both carry some conditions that a car buyer need to understand such as his/her needs, preference, whim and budget. Just check out the basic factors before you jump on to market for locating your new or used car.


The price

People those on low budget might go for used car, which is a good option. Though there are some new cars, which are available for about ten thousand dollar, but then such car would carry none of these – AC, stereo etc. At times such cars come only with two doors or also one of the power windows will be broken. In contrast, the accessibility of three or four-year old used cars added with more than just-boned features of a essential used car – like a stereo, air conditioning, airbags – offers the used car buyer an amazing deal. But yet, the pricey new and fresh cars are expensive because of the rationalized safety traits they has: de-powered airbags along with "stylish" front and side defense airbags. A new vehicle further has capricious features like: brew holders, which keep your drinks cool or hot. The choice is your – buy it according to your priorities and buying power.

Guarantee

Any fresh car will usually have warranty of about three to ten years maximum. Companies like Hyundai offers ten years of warranty for their new cars. DaimlerChrysler provides a seven year of warranty for their special vehicles such as Chrysler, Dodge and other Jeep models. Some entitled latest-model used cars or used truck could also complete their actual warranty and can now in addition be exceeded if they are secluded by the vehicle certification plan. If not, used car owners can now reimburse a few hundred to be clever to expand their service guarantee or contract.

Mileage

Newly-purchased used cars come with mileage by now spent. New car essentially do not require any kind guard for the first thousands of miles, in case if they do, car manufacturers take up the oil change and their beef up in addition to other basic safeguarding services.

Used car buyers frequently have to satisfy themselves with warts and all vehicles whose color might not be really ideal shade of red, green or yellow. Buyers of new cars though, have the chance of a different range of colors or car features, which used cars, may not have. Car dealers regularly accommodate to the tastes and desire of a car buyer and generally would even please a customer by specifically-ordering a vehicle. Happy Buying!

About the Author:

Jhon justin is a Expert author for Montclair used car and Fontana used trucks. He has written many articles like Needles used cars. For more information visit our site http://www.randbautocenter.com.

Contact him at randbautocenterarticle@gmail.com

Article Source: http://www.articlesbase.com/trucks-articles/used-car-vs-new-car-433363.html

Author: Sarah Johns

Dtm Touring Car Industry Information

The stock A4 is a good-looking car – the new one even more so. It does the job it’s designed for, and stylishly too. The shortened front body overhang makes it look purposeful, while the longer bonnet and wheelbase lend the impression of being a large saloon. With a Cd value of 0.27, it’s aerodynamically efficient too, and can easily take a volume of 480 liters of luggage to boot. The new A4 is offered in India with a choice of two engines, 3.2FSI petrol and a 2.0TDi diesel. Both engines are direct-injection types.

Depending on engine spec, you can choose from a range of 16, 17 or 18-inch alloy wheels. Optional xenon plus headlights make for improved visibility at night. The Audi A4 DTM on the other hand is a very different beast all together. If the standard car can be termed a cat, the DTM version would probably be a saber-toothed tiger, and that’s why it’s so menacingly successful on the track. It’s about performance, power and handling. It’s the fourth-generation Audi A4 DTM, and is known as the “R14” internally at Audi Sport. The DTM version is built around a steel DTM Touring Car space frame made of aerospace industry grade steel, with the driver’s safety cell being made out of very strong carbon fiber composite, as used in F1. As accidents tend to happen at a much higher speed on the racetrack, for the driver’s safety, the front and rear crash structures are also made of the same material. It’s 4800 mm long, 1850mm wide and 1200mm short. The standard A4 is, in comparison, 4586mm long, 1772mm wide and 1427mm tall.
The engine of the DTM A4 is not available in the road car that you drive in India – it’s a normally aspirated (no turbo or supercharging) 4000cc V8 engine with a 90deg angle between the cylinder banks. It breathes through four valves per cylinder, and despite the mandatory intake air restrictors, still develops approximately 460bhp of power and over 370 lb/ft of torque. It’s a rear-wheel-drive car and power to the rear wheels is transmitted via a 3-plate carbon-fiber clutch and a sequential 6-speed sport gearbox. To keep the power delivery honest, the A4 DTM has an adjustable limited-slip plate differential and constant velocity sliding type tripod universal joint shafts.
Aerodynamics plays a huge part in car racing and it’s also the case in DTM. As in F1, when a part falls off (and parts can fall off in DTM as the cars go body-to-body into a corner trying to muscle each other off) the car’s performance is compromised. But like an iceberg, there is more aerodynamic trickery under the car than can be seen – along the underbody of the car, air passages, slots and steps abound so that air pressure under the car can be harnessed to make the A4 DTM stick to the road like a leach clings to skin. The cockpit of a DTM car is very different too. While the standard car’s cockpit is given to creature comforts, a DTM driver’s cockpit, or workplace if you like, is a stark contrast due to its multitude of gear shift lights, rev counter, indication of engaged gear, lap timer, speedometer, etc. Switches, buttons, digital displays, as well as traditional levers and pedals characterize an A4 DTM cockpit. Did I mention the buttons?
You have buttons for the radio (for pit to car communication, not AIR FM Rainbow) and for activating the speed limiter in the pit lane. More buttons for selecting headlight high beam and activating the drinks supply. The left paddle behind the steering wheel actuates brake valves for the parking brake. The right hand side paddle actuates brake caliper cooling! The sequential gearbox is actually manually operated. There is no AC, so adjustable inlets for fresh air into the cockpit have been provided for the driver. Then there are even more buttons, for adjusting brake balance, the display brightness, and, handy after a crash, the fire extinguisher. You have the main electric switch, with ignition and starter buttons on the right and a hazard warning light system for when the car stalls on the grid.
Once the buttons have been memorized, there is the rest of the A4 DTM. It has a servo-assisted rack and pinion steering, front and rear independent double-wishbone suspension, a pushrod system with spring/damper units, adjustable gas pressurized dampers and a hydraulic dual-circuit brake system that actuates light alloy brake calipers on ventilated carbon brake discs at both front and rear. The driver can adjust the brake balance to his or her liking. The A4 DTM runs on Dunlop SP Sport Maxx tyres, 265/660 R18s mounted on 10x18inch aluminum forged rims at the front, and 280/660 R18s mounted on 11x18in rims at the rear. With the driver included, the total weight of the car is 1,050kgs.
Obviously, such a purpose-built racer will never see Indian roads, except perhaps during a blue moon. The whole exercise is a demonstration of Audi being ‘Vorsprung durch Technique’ or ‘ahead thanks to the use of technology,’ which describes Audi’s effort in DTM perfectly – they’re leading the series.

About the Author:

Priya Singh wrote this article on behalf of Pre">http://www.autox.in/sitemapautox.html”">Pre Owned Cars. For more information on car Certified">http://www.autox.in/links.html">Certified Cars car market tips for visiting car magazine you can visit at autox.in

Article Source: http://www.articlesbase.com/cars-articles/dtm-touring-car-industry-information-507203.html

Author: Priya Singh

Minggu, 29 Maret 2009

Student Car Insurance: Indispensable for the Safety

Life of students is always considered as full with adventures. They want to drive their cars as fast as they can. Sometimes they even do not care for any mishaps that can happen due to their passion of driving fast. Hence student car insurance is the basic need of all students.






Student Car Insurance has been designed keeping in mind the requirements and affordability of students. Therefore student car insurance provides them the coverage which is essential for them. Student car insurance provides both the comprehensive coverage and third party coverage. Students generally in the fun of driving fast harm not only themselves but they also might harm to others.





Comprehensive coverage includes everything that could go wrong with your car. Comprehensive Coverage given in student car insurance provides that if your AC broke, it could cover repairs for your AC, and if your car got stolen it will provide cover for that also. Comprehensive coverage also provides for medical expenses in case your car met with any accident. Hence comprehensive coverage is the must requirement for all students driver. Third party cover provided by student car insurance provide for any damage done by you to any other’s vehicle. It will cover whole expenses of damage to third party due to your fault.





Generally the cost of Student Car Insurance is high due to risk associated with it. But you can lower down your expenses by taking some precautions. You can lower your cost of car insurance as a student by driving as secure as you can. Good driving record will help you in getting student car insurance at lower rate. You can also pay higher deductibles at the time of taking the policy of student car insurance, it will reduce the premium to be paid by you. Thus your cost on your policy of student car insurance will be lower down.





Now in the market there are number of companies which are offering student car insurance. But before opting for any policy of student car insurance given by any insurance company it is essential if you go through various quotes provided by different insurance companies. If you start doing it manually by asking from insurance companies about their quotes of student car insurance then it will involve a lot of wastage of time. Along with wastage of time it will also lead to hassles and exertions in searching the right policy of student car insurance. So instead of searching manually it is thousands time better if you do your search of required quote of student car insurance through internet. Now almost all insurance put their information on their websites. On internet you will get innumerable quotes of student car insurance which will also help you in selecting the appropriate policy of student car insurance


About the Author:

Henry Bell is an author who can certainly identify the kind of insurance that you will need. He is proficient in the insurance world. Insuranceb.co.uk endeavors to find the best possible deals for its customers. To find student car insurance, car insurance, travel insurance, home insurance, van insurance, motorcycle insurance, holiday insurance visit http://www.insuranceb.co.uk/

Article Source: http://www.articlesbase.com/loans-articles/student-car-insurance-indispensable-for-the-safety-156977.html

Author: Henry Bell

Selasa, 24 Maret 2009

About Audi TT Tuning

Like its predecessor, Audi TT is one of the most attractive cars in the coupe segment on the market. This model got in the hands of the German tuner MTM. MTM have their quarters at Wettstetten. They upgraded and improved both the exterior and the stuff under the hood.

In the heart of the new TT there is a 2 liters TFSI able to generate not less than 200 HP. MTM wasn't pleased with this and offers the MTM-TT. The MTM-TT generated 245 HP and a 355 Nm torque. There are many other options available for the Audi TT tuning. A 250 HP engine with 363 Nm, a 270 HP with 275 Nm and an impressive 390 HP at 295 Nm are just a few of the available options.

It's a great choice to go with the Audi TT tuning. You will go along with a great experience gathered over time, especially with the TT BimotoR. This is powered by two 1.8 liter 4 cylinder engines. The turbo-charger recently peaked at 385km/h. This is a fabulous speed for a TT. A new proof that Audii TT tuning is incredible.

The engine needs to work nicely under the hood. For this, the MTM installed a 70 mm pipe system on the 2.0 TFSI. The pipe system is unique and original. It surely helps the over all functioning of the Audi TT. You may choose to combine the pipe system with a muffler and a 4 x 89mm pipe system. Also you may choose a silencer, which goes along with a 2 x 89mm pipe system.

The sport rims can't be missing. MTM offers the BimotoR rims. Their format is 8.5 x 19 inches. There are two color options. One is the metallic gray. The other option is the titanium. Also MTM plans to launch an aerodynamic kit as soon as possible.

It's clear that Audi TT tuning is cheap and really cool.

Sturat enjoys writing on topics like Audi TT Tuning and Audi a3 Tuning

Article Source: http://EzineArticles.com/?expert=Sturat_Mitchel


By Sturat Mitchel Platinum Quality Author

How to Install Or Repair Alloy Wheels Or Rims

So you have chosen to go with alloy wheels. They do look great, do they not? And wait until you drive on them. You will soon have an internal compilation of great cornering moments on your mind's DVD player, to run back over again and again at a time of your choosing. But unless they are installed correctly, they will be less than useful, so you will need to make sure things are done to a T. If you want it done perfectly, then take your car to a mechanic and bring a book with you. They will take an hour or so and you will drive away in a car that feels like it is being carried along on angel wings.

If, however, you want to save the money that will cost you - and it is not cheap, you can install alloy wheels yourself. Maybe you have better things to do with your time, but your wallet will look a whole lot better with the bills filling it out, and as long as you do things properly the car is going to end up looking pretty good too. It does not even need to take very long, as you are not replacing the whole wheel, just the trim. The key is in the preparation. If you spend a few extra minutes preparing, you will avoid a few extra hours swearing. It makes sense in the end.

As far as preparation goes, it starts with actually buying the trims and tires. If you buy four that all look the same you will save some time on the installation side of things. It will not look quite as good though, depending on the way your car is set up, and this is why many people go for directional or asymmetric tires. Assuming that you have done this, you will need to take care that things are set up right before you start. Lay each tire next to the wheel that it is going onto beforehand, so when it comes to putting the whole caboodle onto the body of the vehicle you do not find yourself wondering what goes where.

Sometimes people just replace the back tires. You may already have alloys on the four wheels, so if you are going to replace a pair of tires it should be the back ones. The reason for this is that the control of the vehicle on wet roads depends more on the back end than the front. If the back tires you have at the moment are better than the ones on the front, rotate them. Send the back tires to the front; put the new ones on the back. This will give the entire car more of a controlled feel.

One other thing - if you are going to replace only the tires, it is recommended that you do not do it yourself. Unless you are a qualified specialist - in which case why are you reading this? - fitting tyres, yourself without the attached wheel trim can be dangerous in the short and long term.

Have a fun and safe time on the road, and visit us to find the best deal on the insurance coverage you need. Get money-saving tips, affordable auto insurance quotes and helpful information about insuring your vehicle from Auto Insurance Rates Direct today

Article Source: http://EzineArticles.com/?expert=Levi_Quinn

By Levi Quinn Platinum Quality Author